Stop chasing payments. Start receiving them.
CashTraka verifies payments against your real bank alert, auto-issues receipts, and chases debts on WhatsApp — built for Nigerian small businesses and landlords.
- Set up in 5 minutes
- Works on any phone
- Bank-alert verified
Which one are you?
CashTraka comes in two flavours. Pick the one that matches your business and jump straight into the product tour.
Built for real businesses & landlords
Built by sellers · for sellers
The tool Nigerian SMBs lean on to recover real money
- Average seller recovers₦0+
in previously-forgotten debts, within the first 30 days.
- Setup time0 min
from signup to recording your first payment. No tutorials.
- Collection rate0%
average of what is owed comes in — vs 54% on spreadsheets.
If you run a business on WhatsApp alone, you're already losing money
Customers or tenants say they have paid but you are not sure. People owe you and you forget to follow up. Regulars drift away because you never check in. Important chats get buried and lost.
Customers say they paid — but did they?
Screenshots, vague receipts, half-replied chats. You’re guessing, not confirming.
Chats get buried and lost
The order from yesterday is already 200 messages up. Something important slipped.
Debts you forget to follow up on
“I’ll pay tomorrow” becomes next month. You carry the loss, not them.
Repeat customers disappear
You never followed up. They went and bought from someone else.
You are not running a system. You are reacting to messages.
CashTraka gives you control over your sales and cash
Instead of guessing, you know exactly what is happening in your business.
Log a sale the moment money lands
Record cash and transfers with one tap. Filter to see only the payments you’re still waiting on.
- Paid or Pending status on every entry
- Search by name or phone in one box
- Totals update in real time
See everyone who still owes you — at a glance
One list, one total, and a WhatsApp reminder button beside every name. No more forgotten balances.
- Open and paid debts clearly separated
- Optional due dates to flag what’s late
- One-tap prefilled reminder in WhatsApp
Turn chats into repeat sales
Pick a customer, tap follow-up, tweak the message, and open WhatsApp ready to send. That’s the whole workflow.
- Default templates you can edit
- Your customer list is already in there
- Nothing to connect — just uses your WhatsApp
Simple. Fast. Works from day one.
Add a payment or a debtor
Takes less than 10 seconds.
CashTraka saves your customer automatically
No manual tracking needed.
Send reminders or follow-ups through WhatsApp
Recover money and close more sales.
Make more money without finding new customers
Most sellers do not need more customers. They need to manage the ones they already have.
You do not need another complicated tool
No spreadsheets
You won’t touch a formula. Everything is on screen, in plain Naira.
No complex setup
Create an account and you’re taking your first payment in minutes.
No technical knowledge
Tap, type, done. Built for phones first.
If you can use WhatsApp, you can use CashTraka.
Simple pricing that pays for itself
If CashTraka helps you recover one payment, it has already paid for itself.
Free
Start hereTest the waters. Track what matters.
- Up to 50 payments / month
- Up to 20 active debts
- Up to 50 customers
- Bank-alert payment verification
- WhatsApp follow-ups
- 3 saved message templates
Business
Most popularThe full business OS for serious sellers.
- Unlimited payments, debts, customers
- Bank-alert payment verification
- Professional invoices & auto receipts
- Product catalog + live inventory
- Expenses & real profit reports
- Team (up to 3) + attendance & payroll
- Tasks & checklists
- CSV export
Business Plus
Scale without limits.
- Everything in Business
- Unlimited team members
- Custom receipt branding
- Priority WhatsApp support
- Priority feature updates
All plans include WhatsApp support · No credit card required for Free · Cancel anytime
Frequently asked questions
- When a customer claims they paid, you paste your real bank SMS or email into CashTraka. The system reads the amount, sender name and reference from YOUR bank — not a screenshot from the customer. A fake receipt cannot pass this because the alert has to come from your own bank.
You already did the hard part. You got the customers.
Now stop losing money from them.
Set up in minutes. See value the same day.